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Uqual
Discover essential resources to optimize your home buying journey. Learn how to save for a down payment, improve your credit, and reduce your debt-to-income ratio with expert guidance and personalized coaching.
Save for a down payment
The more you save, the lower your monthly mortgage payment will be. Work with a loan coach to optimize your purchase power.
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Optimize your credit
Take action to strengthen your credit and correct any errors by working with a loan coach who knows credit like their ABC's.
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Reduce your debt-to-income
The amount of debt you have compared to your income is one of the most important factors for loan approval. View all your debt and prioritize what to pay down first for the biggest impact.
How Uqual Works
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1. We Make A Plan
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It starts with a 1:1 call with an expert, giving you a clear path forward. Using artificial intelligence, we analyze your finances to create a strategy that will guide you on your path to loan readiness.
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2. We Work Together
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We partner with you throughout your journey. We include a step-by-step Action Plan showing you what to do to reach your goals.
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3. You Become Loan Ready
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We don't just help you achieve your mortgage, we empower your financial future, opening new doors of opportunity to create wealth and relieving financial stress.
Why We Are Different ​
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Get a $500 lender credit if you close on a home with New American Funding within two years of signing up with Uqual.
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Get access to 1:1 coaching from a team of experts who is obsessed with your loan success.
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View a Loan Readiness Score that shows you how close you are to reaching your loan
UQUAL LLC is a loan readiness company providing financial tools, loan readiness coaches, and customized plans to get consumers ready to qualify for a loan. UQUAL LLC is not a credit repair company and does not provide credit repair, debt settlement, legal or tax guidance. $500 lender credit will be applied to closing costs at time of loan funding. The first-lien mortgage loan must lock within two years of signing up with Uqual. Only available on new applications with New American Funding, not applications already in progress. Due to maximum seller concession rules applicable to first-lien loan transactions, this credit could be less than $500 in some cases where other concessions have been made to the consumer.