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Manufactured Housing Loans
"Affordable housing isn't a benefit; it's a right, the foundation of a just society."
NAF's industry leading financing options for manufactured homes, make homeownership accessible to a wider range of people who may not qualify for conventional stick-built homes or who seek budget-friendly alternatives. By embracing manufactured home loans, NAF supports affordable housing initiatives and stimulates growth by bringing more qualified borrowers into the market, creating opportunities for individuals and families to realize their dream of homeownership.
Conventional & Government:
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In-house Conventional and Government loans are approved to lend on Manufactured homes built after June 15, 1976, with a few exceptions.
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Construction & Renovation:
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One Time Close (OTC) is approved for Manufactured property types for Conventional, FHA and VA (USDA coming soon).
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NAF Construction lending program is approved for Primary Residence Manufactured property types for Conventional, FHA and VA.
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FHLMC CHOICE Renovation
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FNMA HomeStyle Renovation
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FHA 203(k) Standard
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FHLMC CHOICE Reno eXpress
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FHA 203(k) Limited
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VA Renovation
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Outside Broker Options:
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Acra Lending (case by case)
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FNBA
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AD Mortgage
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Washington Federal
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Credit Human - chattel manufactured home loan program