.png)
Loan Checklist
Items Which May be Required
ITEMS NEEDED 24-48 HOURS FROM WHEN YOU SUBMIT YOUR APPLICATION:
Provide a clear copy of your Driver’s License. If you are a permanent resident, please provide a copy of your permanent resident card front and back.
Two most recent monthly asset statements to be used for this loan (checking, savings, 401k, IRA, stocks/bonds, etc.) Please be sure to include ALL PAGES, EVEN IF BLANK. If statements are quarterly, please provide most recent quarterly statement, all pages. NOTE: Online statement printouts must show: bank name, account number, borrower name and borrower address to be accepted.
Most recent Pay Stubs covering a FULL ONE MONTH PERIOD for all borrowers.
Provide Copies of your 2 most recent years W-2’s.
Provide copies of your last 2 years filed Federal Tax Returns (all schedules), all pages. If you have not completed your most recent year’s Taxes, please provide a copy of the extension form.
If Self Employed, please provide your most recent Business Licenses and all corporate returns with all schedules. If Business License is not available, please provide a CPA letter.
If you currently own any property or hold additional mortgages (including Equity lines of Credit), ALL OF THE FOLLOWING must be provided for ALL properties owned: Current Mortgage Statements, Homeowners Insurance Declarations Page, current Tax Bill. If there is an HOA, please provide amount of HOA monthly dues.